Credit Review Senior Officer I - C14 - IRVING
Company: Citigroup Inc
Location: Irving
Posted on: April 26, 2024
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Job Description:
The Senior Lead Reviewer is responsible for independently
managing all aspects of his or her assigned Review Entity in the
Americas region. Responsibilities include execution of Business
Monitoring and Reviews in accordance with the Banking &
International Credit Review (BICR) Manual, monitoring and
evaluation of Banking & International, Global Wealth and Markets
portfolios, strategies, and credit risks, assessment of the
effectiveness of credit risk management of assigned businesses,
proposal of pragmatic solutions to risk and control issues, and
maintaining ongoing contact with a Review Entity's management
through continuous Business Monitoring and corrective action
follow-up where applicable. Global Risk Review (GRR) provides
independent, objective, reliable, valued and timely assurance to
the Boards, the Committees, the Citigroup Chief Risk Officer, the
Citigroup Chief Credit Officer, senior management and regulators
over the effectiveness of credit, capital and collateral risk
management and the ability of the Business and independent Risk
Management to identify, monitor and mitigate current and emerging
risks. The Senior Lead Reviewer is responsible for independently
managing all aspects of his or her assigned Review Entity.
Responsibilities include execution of Business Monitoring and
Reviews in accordance with the BICR Manual, monitoring and
evaluation of portfolios, strategies, and credit risks, assessment
of the effectiveness of credit risk management of assigned
businesses, proposal of pragmatic solutions to risk and control
issues, and maintaining ongoing contact with a Review Entity's
management through continuous Business Monitoring and corrective
action follow-up where applicable.
Key Responsibilities:
Assesses the effectiveness of credit risk management at Citi and
the ability of the Business and Independent Risk to identify,
monitor and mitigate current and emerging credit risks across
Citigroup and Citibank.
Management of BICR Review Entities through quarterly Business
Monitoring and periodic Reviews
Assessment of the quality of assigned portfolios and relationships,
including identification and evaluation of emerging risks
Assessment of the quality and adequacy of credit analysis and
exposure analysis as well as accuracy and appropriateness of risk
ratings and classifications of corporate, commercial and high-net
worth relationships
Assessment of the effectiveness of the credit risk processes and
standards of assigned Review Entity to promote leading practices
and identify opportunities for improvements
Assessment of Business and Risk staffing levels to assess the
effects on assigned Review Entity
Preparation of Credit Assessment Documents in accordance with and
at the quality standards required by the BICR Manual and Review
Guides
Approval of relationship-level file testing prepared by BICR Credit
Risk Analysts
Evaluation of the appropriateness of Corrective Action Plans
resulting from Reviews or Business Monitoring, and subsequent
validation of the effectiveness of the same after implementation by
the Business
Accountability for the quality and consistency of work products
that include Credit Assessment Documents, Sample Rationale
Documents, and BICR Review Reports created for the assigned Review
Entity
Assists Credit Review Team Managers, Senior Credit Review Managers,
and BICR Management on regional and/or global tasks
Proactive communication to Credit Review Team Managers and BICR
Senior Management of any concerns and/or emerging risks that may
jeopardize the assigned Review Entity
Appropriately assess risk when business decisions are made,
demonstrating particular consideration for the firm's reputation
and safeguarding Citigroup, its clients and assets, by driving
compliance with applicable laws, rules and regulations, adhering to
Policy, applying sound ethical judgment regarding personal
behavior, conduct and business practices, and escalating, managing
and reporting control issues with transparency.
Qualifications:
10+ years previous experience required Work experience in Banking,
Finance, Accounting, Economics, Business Administration or similar
with Credit or financial statement analysis experience.
Advanced analytical skills, with the ability to identify root
causes and trends and anticipate horizon issues.
Fully conversant in credit policy matters.
Good knowledge of capital markets products, including
derivatives.
Ability to recognize emerging risks, including operational
risk.
Expert in risk analysis and risk management processes for one or
more products and lending areas.
Developed project management skills.
Proficient in Microsoft Office (Word, Excel, and PowerPoint).
Proven ability to build and maintain relationships and exert
influence without direct authority.
Excellent written and verbal communication skills, with the ability
to communicate clearly and concisely to audiences of varying levels
of seniority
Senior Credit Officer qualification preferred. Regulatory
experience or relevant experience in a similar role at another
institution is desirable.
Language skills preferred, depending on region.
Knowledge of Citi's organization and systems preferred.
Education:
Bachelor's/University degree, Master's degree preferred
Senior Credit Officer designation preferred.
Job Family Group:
Risk Management
Job Family:
Credit Review Risk Management
Time Type:
Full time
Primary Location:
Irving Texas United States
Primary Location Full Time Salary Range:
$144,480.00 - $216,720.00
In addition to salary, Citi's offerings may also include, for
eligible employees, discretionary and formulaic incentive and
retention awards. Citi offers competitive employee benefits,
including: medical, dental & vision coverage; 401(k); life,
accident, and disability insurance; and wellness programs. Citi
also offers paid time off packages, including planned time off
(vacation), unplanned time off (sick leave), and paid holidays. For
additional information regarding Citi employee benefits, please
visit citibenefits.com. Available offerings may vary by
jurisdiction, job level, and date of hire.
Anticipated Posting Close Date:
Apr 10, 2024
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to
their race, color, religion, sex, sexual orientation, gender
identity, national origin, disability, or status as a protected
veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified
interested applicants to apply for career opportunities. If you are
a person with a disability and need a reasonable accommodation to
use our search tools and/or apply for a career opportunity review
Accessibility at Citi
(https://www.citigroup.com/citi/accessibility/application-accessibility.htm)
.
View the "EEO is the Law
(https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf)
" poster. View the EEO is the Law Supplement
(https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf)
.
View the EEO Policy Statement
(http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .
View the Pay Transparency Posting
(https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual
Orientation/Gender Identity.
Keywords: Citigroup Inc, Mansfield , Credit Review Senior Officer I - C14 - IRVING, Accounting, Auditing , Irving, Texas
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